One Home at a Time
For decades Habitat for Humanity has been transforming lives by building homes for families. But make no mistake – this is not a program that simply gives homes away. Families who are eligible for Habitat homes must have an income that provides for adequate means to cover the no-interest mortgage that Habitat holds, while investing over 300 hours of “sweat equity” in building the home.

Habitat also provides a program called Cornerstone, which provides 45 hours of instruction on topics including personal financial management (including balancing a checkbook and household budgeting) and how to maintain a home. Richard Dueringer, Development Director of Habitat for Humanity in Saint Joseph County, says Habitat’s mission is clear: “Habitat for Humanity transforms neighborhoods, and communities, by helping families partner with us to build their dreams of home ownership.”